1. Parties and acceptance
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2. Definitions
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3. Accounts, verification and live access
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4. The services
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5. Regulatory status
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6. Fees
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7. Settlement, payouts and reserves
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8. Refunds, chargebacks and disputes
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9. Offline payments
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10. Escrow
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11. Platforms and sub-merchants
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12. Merchant obligations and acceptable use
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13. Security of keys and accounts
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14. Data protection
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15. Intellectual property and feedback
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16. Availability and support
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17. Suspension and termination
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18. Warranties and disclaimers
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19. Limitation of liability
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20. Indemnities
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21. Confidentiality
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22. Changes to these terms
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23. Governing law and disputes
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24. Notices and contact
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25. Website terms of use
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