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Get paid

Accept payments Transfer, QR, wallets and vouchers; cards and USSD coming
Offline payments Tap to pay with no network; settle when it returns
Billing & subscriptions Recurring on every rail, retried on payday
Escrow Coming Hold the payment until the order is delivered

Move money

Payouts & transfers Single, bulk, recurring and instant
Platforms & marketplaces Sub-merchants, KYB, splits and fees

Infrastructure

Orchestration Rules-based routing and cascading across providers
Banks & agents Deposits and withdrawals at an offline POS

Offline payments. Get paid where the network isn't. See how it works

By industry

Retail & markets Sell when the network is down; settle when it's back
Transit Collect every fare, even where the route has no signal
Banks & MFBs Agent banking that keeps working offline
SaaS & subscriptions Recurring revenue that survives month-end
Marketplaces & platforms One payment, many settlements
Utilities & pay-TV Bills paid from any phone
Cooperatives & savings groups Dues and contributions, even in the village

All solutions Talk to sales

Build

Developer overview Code, SDKs and the sandbox in one place
Documentation (opens docs site) Guides for every rail and product
API reference (opens docs site) Every endpoint, object and event
SDKs & libraries Server, client, offline and terminal SDKs

Tools

Sandbox Simulators for every rail, including offline
Webhooks (opens docs site) Signed, timestamped, replayable
Changelog (opens docs site) Dated API versions and what changed
Status (opens status site) Live availability of the API and every rail

npm i @pediwave/node

About Why PediWave exists and how it is built
Security & compliance How we protect money and data
Careers Work with us
Contact sales Offline, banks, platforms and enterprise pricing

Products

Get paid

Accept payments Transfer, QR, wallets and vouchers; cards and USSD coming
Offline payments Tap to pay with no network; settle when it returns
Billing & subscriptions Recurring on every rail, retried on payday
Escrow Coming Hold the payment until the order is delivered

Move money

Payouts & transfers Single, bulk, recurring and instant
Platforms & marketplaces Sub-merchants, KYB, splits and fees

Infrastructure

Orchestration Rules-based routing and cascading across providers
Banks & agents Deposits and withdrawals at an offline POS

Offline payments: see how it works
Pricing

Solutions

By industry

Retail & markets Sell when the network is down; settle when it's back
Transit Collect every fare, even where the route has no signal
Banks & MFBs Agent banking that keeps working offline
SaaS & subscriptions Recurring revenue that survives month-end
Marketplaces & platforms One payment, many settlements
Utilities & pay-TV Bills paid from any phone
Cooperatives & savings groups Dues and contributions, even in the village

All solutions
Talk to sales

Developers

Build

Developer overview Code, SDKs and the sandbox in one place
Documentation (opens docs site) Guides for every rail and product
API reference (opens docs site) Every endpoint, object and event
SDKs & libraries Server, client, offline and terminal SDKs

Tools

Sandbox Simulators for every rail, including offline
Webhooks (opens docs site) Signed, timestamped, replayable
Changelog (opens docs site) Dated API versions and what changed
Status (opens status site) Live availability of the API and every rail

npm i @pediwave/node

Get a test key

Company

About Why PediWave exists and how it is built
Security & compliance How we protect money and data
Careers Work with us
Contact sales Offline, banks, platforms and enterprise pricing

Get started Sign in

Get started

Get a test key in five minutes.

Create your account, confirm your email and your sandbox is ready. Live keys follow verification.

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As your customers know it. You can add your registered name when you verify your business.

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We send a link to confirm this address. It becomes your sign-in.

Country

Live payments are available to businesses registered in Nigeria today. You can create a test account now and we will email you when your country is supported.

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What you want to accept (optional)

Card Coming Transfer USSD Coming QR Mobile money Coming Wallet Voucher Agent cash Coming POS Coming Offline tap

Choose any. You can change this later. Agent cash, POS and offline tap work in the sandbox straight away. Live use needs terminals and a short review, so our team will contact you.

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Test keys are ready as soon as you confirm your email. Live keys are issued once we verify your business.

What you get

Test keys immediately.
Confirm your email and your secret and publishable test keys are waiting in the dashboard.
Sandbox for every rail.
Simulators for cards, transfer, USSD, QR, mobile money, wallets, vouchers and offline tap.
No setup fees.
Pay per successful payment on Standard. See pricing

Developers › API keysTest mode

Secret key

sk_test_••••••••••••••••7Q2m

Shown once. Store it somewhere safe.

Publishable key

pk_test_51Jd…a8Xe

Created just nowRoll key · Revoke

Your dashboard after sign-up.

Install the SDK

npm i @pediwave/node

Need offline, banking or a platform? Talk to sales

Why PediWave

No setup fees
Sandbox for every rail
Cancel anytime

PCI DSS scoped tokeniser
Signed webhooks
Hardware-bound offline keys
NDPA data handling

Security & compliance

Payments on every rail, even offline.

System status (opens status site)

Products

Accept payments
Offline payments
Billing & subscriptions
Escrow
Payouts & transfers
Platforms & marketplaces
Orchestration
Banks & agents

Solutions

Retail & markets
Transit
Banks & MFBs
SaaS & subscriptions
Marketplaces & platforms
Utilities & pay-TV
Cooperatives & savings groups
All solutions

Developers

Overview
Documentation (opens docs site)
API reference (opens docs site)
SDKs
Sandbox
Changelog (opens docs site)
Status (opens status site)

Company

About
Security
Careers
Contact sales

Legal

Terms
Privacy
Cookies
DPA
Licences

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